Tata Capital IPO: Dates, Price, and Details for Investors

Tata Capital IPO: A New Opportunity for Indian Investors

Tata Capital Ltd, the financial services arm of the Tata Group, is all set to launch its initial public offering (IPO) on Oct. 6, 2025. The issue, which will close on Oct. 8, 2025, is expected to be one of the most closely watched offerings of the year, given the company’s strong position in the Indian financial services sector.

IPO Details: Size, Price, and More

The IPO will comprise a fresh issue of up to 21 crore equity shares and an offer for sale (OFS) of up to 26.6 crore equity shares. Promoter Tata Sons will divest up to 23 crore shares, while International Finance Corporation (IFC) will sell up to 3.6 crore shares through the OFS route. The company will also issue up to 21 crore shares via a primary raise.

For investors looking to participate in the IPO, it’s essential to understand the IPO process in India and the benefits of investing in such issues. The IPO market in India has seen significant growth in recent years, with many companies opting for public listing to raise capital and expand their business.

Tata Capital’s Financial Performance

Tata Capital has consistently demonstrated strong financial performance in recent years. In the quarter ended June, the company posted a revenue of Rs 7,664.81 crore, compared to Rs 6546.28 crore in the same quarter last year. The company’s profit for the quarter more than doubled at Rs 1,040.93 crore, against Rs 472.21 crore reported in the quarter ended June 2024.

For fiscal year 2025, Tata Capital reported a profit of Rs 3,655 crore, an increase from Rs 3,327 crore in the previous fiscal, while its revenue surged to Rs 28,313 crore from Rs 18,175 crore. These numbers indicate a strong growth trajectory for the company and make a compelling case for investors to consider the IPO.

Investment Rationale and Growth Prospects

Tata Capital proposes to use the fresh issue proceeds for augmenting its tier–I capital base to meet its ‘future capital requirements, including onward lending,’ arising out of the growth of the business. This move is expected to further strengthen the company’s position in the financial services sector and drive future growth.

Given the company’s strong financials and growth prospects, the IPO is likely to generate significant interest among investors. However, as with any investment decision, it’s crucial to evaluate the company’s fundamentals, industry trends in finance, and the overall market conditions before making an informed decision.

Book Running Lead Managers and IPO Process

Kotak Mahindra Capital Co., Axis Capital Ltd., BNP Paribas, Citigroup Global Markets India Pvt., and HDFC Bank Ltd. are the book running lead managers for the issue. The company plans no pre-IPO placement ahead of its market debut, which is expected to be closely watched by investors and market analysts alike.

Once the listing goes through, Tata Capital will be the 17th Tata Group company to be publicly traded. This listing will not only provide an opportunity for investors to participate in the growth of the company but also contribute to the deepening of the Indian capital markets.

Conclusion: Investing in Tata Capital IPO

The Tata Capital IPO is a significant event in the Indian financial markets, offering investors a chance to be a part of the Tata Group’s financial services arm. With its strong financial performance, growth prospects, and the backing of the Tata Group, the IPO is likely to attract considerable attention from investors.

However, as with any investment, it’s essential to approach the IPO with a clear understanding of the company’s fundamentals, the Indian stock market trends, and the potential risks and rewards. By doing so, investors can make informed decisions that align with their investment goals and risk tolerance.